Whatever you’re paying now to bill collectors is probably more than my fee.
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Chapter 7 Bankruptcy: Starting at $950 (no assets) Attorney Fee + $338 Filing Fee
A typical no-asset Chapter 7 bankruptcy case starts at $950 for a single filer; $1100 for joint. The filing fee of $338 is paid to the court, though this fee can be paid in installments (the initial payment being $75).
Some factors that will determine the fee include where you own a business, whether you are filing jointly with your spouse/domestic parter, and other complicating factors.
Note: Pre-filing payment plans are available.
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Chapter 13 Bankruptcy: $4000 Attorney Fee + $313 Filing Fee
Much of the attorney fee can be added to your 3-5 year payment plan. However, the initial payment averages between $1500 and $2000.
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Credit Report (for Bankruptcy Cases)
Individual Bankruptcy Credit Reports - $37
Joint Bankruptcy Credit Reports (married couple) - $74